Mortgage

  • Mortgage Loan
    Use this calculator to determine your monthly payment and amortization schedule.
  • Mortgage Points
    Should you buy points? Use this calculator to find out.
  • 15 vs. 30 Year Mortgage
    Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
  • Adjustable Rate Mortgages
    This calculator helps you to determine what your adjustable mortgage payments will be.
  • Mortgage APR
    Use this calculator to find the APR on your mortgage.
  • Mortgage Tax Savings
    Interest and points paid for a home mortgage are tax deductible. Use this calculator to determine how much your mortgage could save you in income taxes.
  • Balloon Mortgages
    A balloon mortgage can be an excellent option for many home buyers, use this calculator to see if a balloon mortgage might fit your needs.
  • ARM vs. Fixed Rate
    This calculator helps you to determine what your adjustable mortgage payments will be.

Budget

  • Mortgage Qualifier
    Can you buy your dream home? Find out just how much you can afford!
  • Required Income
    Use this calculator to determine how much income you need to qualify for a mortgage and how different interest rates affect your required income.
  • Maximum Mortgage
    Use this calculator to determine your maximum mortgage and how different interest rates affect how much you can borrow.
  • Mortgage Payoff
    Save thousands of dollars in interest by increasing your monthly mortgage payment.
  • Bi-weekly Payments
    Using bi-weekly payments can accelerate your mortgage payoff and save you thousands in interest. Use this calculator to compare a typical monthly payment schedule to an accelerated bi-weekly payment.
  • Rent vs. Buy
    Are you better off buying your home, or should you continue to rent?

Refinance

  • Refinance Interest Savings
    Use this calculator to see how much interest you can save by refinancing your mortgage!
  • Refinance Breakeven
    Should you refinance your mortgage? Use this calculator to determine when you will breakeven!

Government loan programs

FHA loansleft

An FHA loan is insured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). The FHA does not loan money to borrowers, rather, it provides lenders protection through mortgage insurance (MIP) in case the borrower defaults on his or her loan obligations. Available to all buyers, FHA loan programs are designed to help creditworthy low-income and moderate-income families who do not meet requirements for conventional loans.

FHA loan programs are particularly beneficial to those buyers with less available cash. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans.

VA Loansleft

VA guaranteed loans are made by lenders and guaranteed by the U.S. Department of Veteran Affairs (VA) to eligible veterans for the purchase of a home. The guaranty means the lender is protected against loss if you fail to repay the loan. In most cases, no down payment is required on a VA guaranteed loan and the borrower usually receives a lower interest rate than is ordinarily available with other loans.


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